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Greg Yoder is a lifelong resident of Silicon Valley. He graduated from Willow Glen High School, attended the University of Southern California, and graduated from the University of Santa Clara in 1982 with a degree in Economics. In June of 1984, Greg and Ray Silva formed Ray Silva Insurance Associates, Inc. Greg became sole owner of the employee benefits firm in 1992. In 2000 Greg founded Webagencies.com. In November 2007, RSIA merged with Leavitt Pacific Insurance Brokers where Greg now heads up the Benefits practice. Professionally, Greg has been active in the National Association of Health Underwriters. He is actively participating in the various organizations: Silicon Valley Young Life, the Downtown San Jose Rotary Club and he is a die hard supporter of Willow Glen and Valley Christian High Schools here in San Jose. � � �

Scott is Founder and President of Paine Financial & Insurance Services, Inc.� He has been in the executive and employee benefits industry since 1977 after graduating from Chico State University with a Bachelor of Arts in Business Finance.� Scott is an active member of the San Jose Chamber of Commerce and the Rotary Club of San Jose. � �

Securities offered through Princor Financial Services Corporation, Des Moines, IA 50392, 1-800-451-5447.� Scott E. Paine, Registered Representative, Princor is not an affiliate of Paine Financial & Insurance Services, Inc. �


Mark Parelius is the founder and President of Parelius Insurance Services. For the last nineteen years, Mark has been helping business owners by providing sound insurance advice and superior products with a caring attitude and exceptional service. Mark is an alumnus of University of Santa Clara, where he earned a bachelor's degree in Management.

Devoted to his wife Sandra and their five children, Lucas, Michaella, Theodore, Elliot and Eli, Mark resides in Santa Clara. In his free time, he coaches Lucas' baseball team and Michaella's soccer team. He also enjoys golfing, running and volunteering his time for his parish church.

Coming Soon.

Nancy Howitt President and Client Services Supervisor Nancy founded Howitt Benefits Services in 1980, after working for New York Life before managing the benefits department at Johnson & Higgins in San Jose. Her philosophy hasn't changed in the past 25 years -- make our clients even more valuable to their organizations, make their lives easier, help reduce the stress in their jobs and do it with enthusiasm and a optimism that is infectious. � � � �

She is committed to providing the finest client service, innovation, guidance, analysis and advice. Howitt Benefit Services is built on Nancy's philosophy of partnering with clients -- building financial and benefits solutions based on our client's needs, objectives and priorities. Since every client's needs are unique, ultimately, their health and welfare programs are a true reflection of the company's culture. Clients choose to work with Howitt for our personal touch, balanced with sound fiscal judgment, technical expertise and the wherewithal to transform a business imperative into corporate strength. Many of our clients have been with us for more than 20 years, a testament to unparalleled service, support and resources we offer our clients every day. � � �

Nancy is a graduate of Rider College, volunteers for the NCHRA (Northern California Human Resources Association), the California Employer Advisory Council (CEAC), and the Bay Area Women in HR. She spends her spare time with her family, her 4 dogs and creating her own line of gemstone jewelry. � � �


Client Testimonials

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